USAA Federal Savings Bank in Kansas vs the state
21.9%Denial rate+6.89 pts vs state
30.5%Decision denial rate+12.20 pts vs state
49.8%Origination rate-14.07 pts vs state
6.38%Median rate-0.25 pts vs state
-0.21Rate spread (pts)-0.50 pts vs state
$112kMedian applicant income
202Loans originated
89Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 345 | 199 | 15.1% | 6.25% | #63 |
| 2024 | 405 | 233 | 21.7% | 6.38% | #58 |
| 2025 | 406 | 202 | 21.9% | 6.38% | #63 |
What USAA Federal Savings Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 82 | 42 | 16 | 19.5% |
| Johnson County | 55 | 27 | 7 | 12.7% |
| Leavenworth County | 33 | 16 | 7 | 21.2% |
| Riley County | 29 | 14 | 4 | 13.8% |
| Douglas County | 18 | 9 | 8 | 44.4% |
| Geary County | 18 | 12 | 4 | 22.2% |
| Wyandotte County | 17 | 6 | 7 | 41.2% |
| Butler County | 14 | 8 | 2 | 14.3% |
| Saline County | 12 | 8 | 0 | 0.0% |
| Shawnee County | 11 | 6 | 1 | 9.1% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 406 applications in 2025, of which 202 were originated and 89 denied.
21.9% of all applications, or 30.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans USAA Federal Savings Bank originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology