The Bennington State Bank in Kansas vs the state
4.2%Denial rate-10.85 pts vs state
4.7%Decision denial rate-13.63 pts vs state
83.9%Origination rate+20.06 pts vs state
—Median rate
—Rate spread (pts)
$95kMedian applicant income
281Loans originated
14Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 300 | 229 | 6.3% | — | #69 |
| 2024 | 337 | 270 | 5.0% | — | #68 |
| 2025 | 335 | 281 | 4.2% | — | #76 |
What The Bennington State Bank lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most The Bennington State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Saline County | 83 | 72 | 1 | 1.2% |
| Sedgwick County | 37 | 29 | 2 | 5.4% |
| Shawnee County | 37 | 31 | 3 | 8.1% |
| Ottawa County | 31 | 28 | 0 | 0.0% |
| Cloud County | 25 | 23 | 1 | 4.0% |
| Dickinson County | 14 | 12 | 2 | 14.3% |
| Pottawatomie County | 13 | 9 | 0 | 0.0% |
| Riley County | 8 | 7 | 0 | 0.0% |
| Lincoln County | 8 | 7 | 0 | 0.0% |
| Osborne County | 6 | 4 | 1 | 16.7% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 335 applications in 2025, of which 281 were originated and 14 denied.
4.2% of all applications, or 4.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Bennington State Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology