Figure Lending in Kansas vs the state
29.7%Denial rate+14.69 pts vs state
30.9%Decision denial rate+12.65 pts vs state
44.7%Origination rate-19.16 pts vs state
8.65%Median rate+2.03 pts vs state
2.45Rate spread (pts)+2.15 pts vs state
$100kMedian applicant income
251Loans originated
167Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 384 | 167 | 33.3% | 10.95% | #60 |
| 2024 | 573 | 276 | 26.9% | 10.75% | #40 |
| 2025 | 562 | 251 | 29.7% | 8.65% | #46 |
What Figure Lending lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 146 | 77 | 30 | 20.5% |
| Sedgwick County | 98 | 52 | 23 | 23.5% |
| Wyandotte County | 36 | 14 | 12 | 33.3% |
| Shawnee County | 24 | 11 | 7 | 29.2% |
| Leavenworth County | 23 | 12 | 6 | 26.1% |
| Butler County | 12 | 6 | 3 | 25.0% |
| Douglas County | 12 | 5 | 3 | 25.0% |
| Montgomery County | 11 | 5 | 1 | 9.1% |
| Harvey County | 10 | 0 | 6 | 60.0% |
| Reno County | 10 | 4 | 3 | 30.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 562 applications in 2025, of which 251 were originated and 167 denied.
29.7% of all applications, or 30.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Figure Lending originated in Kansas in 2025 was 8.65%, against a statewide median of 6.63%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology