Carrington Mortgage Services · Kansas · 2025

Carrington Mortgage Services in Kansas: approval rate, denial rate and rates (2025)

Carrington Mortgage Services took 397 mortgage applications in Kansas in 2025, ranking #64 of 766 lenders active in the state. It originated 27.0% of them and denied 49.1% (59.3% of the applications it decided), against a statewide denial rate of 15.0%.

397Applicationsin KS
59.3%Decision denial ratestate 18.3%
6.63%Median ratestate 6.63%
$135,000Median loanstate $165,000
$17MVolume56 counties

Carrington Mortgage Services in Kansas vs the state

49.1%Denial rate+34.09 pts vs state
59.3%Decision denial rate+40.99 pts vs state
27.0%Origination rate-36.87 pts vs state
6.63%Median rate0.00 pts vs state
0.85Rate spread (pts)+0.55 pts vs state
$80kMedian applicant income
107Loans originated
195Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232627448.1%6.44%#75
20243119947.0%6.63%#72
202539710749.1%6.63%#64

What Carrington Mortgage Services lends in Kansas

By loan purpose

Home purchase 21 5% · 9.5% denied
Refinance 67 17% · 49.3% denied
Cash-out refinance 309 78% · 51.8% denied

By loan type

Conventional 184 46% · 50.0% denied
FHA 156 39% · 51.9% denied
VA 54 14% · 38.9% denied
USDA / RHS 3 1% · 33.3% denied

Why it denied Kansas applicants

Incomplete application 148 76%
Credit history 13 7%
Collateral 13 7%
Other 9 5%
Debt-to-income ratio 9 5%
Employment history 2 1%
Unverifiable information 1 1%

Where in Kansas

Counties with the most Carrington Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 802049 61.3%
Johnson County 591427 45.8%
Shawnee County 291111 37.9%
Leavenworth County 27512 44.4%
Wyandotte County 22610 45.5%
Douglas County 1937 36.8%
Butler County 1546 40.0%
Miami County 1236 50.0%
Jefferson County 1033 30.0%
Pottawatomie County 943 33.3%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 397 applications in 2025, of which 107 were originated and 195 denied.

49.1% of all applications, or 59.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Carrington Mortgage Services originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology