Mortgage Investment Services in Kansas vs the state
13.5%Denial rate-1.51 pts vs state
14.3%Decision denial rate-3.96 pts vs state
52.3%Origination rate-11.52 pts vs state
6.75%Median rate+0.13 pts vs state
0.67Rate spread (pts)+0.37 pts vs state
$70kMedian applicant income
205Loans originated
53Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 331 | 199 | 13.9% | 7.00% | #65 |
| 2024 | 343 | 205 | 11.1% | 6.75% | #66 |
| 2025 | 392 | 205 | 13.5% | 6.75% | #65 |
What Mortgage Investment Services lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Mortgage Investment Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cloud County | 27 | 21 | 3 | 11.1% |
| Neosho County | 20 | 11 | 2 | 10.0% |
| Shawnee County | 19 | 11 | 1 | 5.3% |
| Saline County | 19 | 10 | 4 | 21.1% |
| Ellis County | 16 | 14 | 1 | 6.3% |
| Jackson County | 14 | 5 | 2 | 14.3% |
| Mitchell County | 13 | 8 | 2 | 15.4% |
| Sedgwick County | 13 | 4 | 3 | 23.1% |
| Leavenworth County | 12 | 7 | 0 | 0.0% |
| Crawford County | 10 | 5 | 1 | 10.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 392 applications in 2025, of which 205 were originated and 53 denied.
13.5% of all applications, or 14.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Mortgage Investment Services originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Investment Services's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology