Largest lenders in Jackson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Denison State Bank | B | 75 | 61 | 8.0% | — |
| 2 | Rocket Mortgage | C | 25 | 15 | 32.0% | 6.50% |
| 3 | Envista Credit Union | C | 21 | 17 | 19.1% | 6.75% |
| 4 | Flat Branch Mortgage | A | 19 | 16 | 5.3% | 6.63% |
| 5 | Mortgage Investment Services | C | 14 | 5 | 14.3% | 7.13% |
| 6 | Fairway Independent Mortgage | B | 13 | 12 | 0.0% | 6.81% |
| 7 | Freedom Mortgage | B | 12 | 4 | 25.0% | 5.94% |
| 8 | United Shore Financial Services | B | 12 | 9 | 16.7% | 5.75% |
| 9 | GNBank | C | 11 | 9 | 9.1% | — |
| 10 | Azura Credit Union | D | 10 | 5 | 30.0% | 7.50% |
| 11 | The Farmers State Bank | – | 9 | 6 | 22.2% | — |
| 12 | Bank of the Flint Hills | B | 8 | 5 | 37.5% | — |
| 13 | U.S. Bank | D | 6 | 3 | 50.0% | 6.88% |
| 14 | AmeriSave Mortgage | D | 6 | 1 | 66.7% | 5.00% |
| 15 | Mortgage Research Center | C | 6 | 4 | 16.7% | 6.31% |
| 16 | Lakeview Loan Servicing | C | 5 | 0 | 100.0% | — |
| 17 | Nationstar Mortgage | C | 5 | 3 | 20.0% | 4.38% |
| 18 | CoreFirst Bank & Trust | C | 5 | 3 | 20.0% | 8.25% |
| 19 | Navy Federal Credit Union | D | 5 | 2 | 0.0% | 7.00% |
Best approval odds in Jackson County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Denison State Bank | 69 | 8.7% |
What Jackson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Jackson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 334 | 205 | 21.0% | 6.99% | $115,000 |
| 2024 | 350 | 225 | 15.4% | 6.75% | $135,000 |
| 2025 | 390 | 252 | 19.0% | 6.63% | $145,000 |
Frequently asked questions
19.0% of applications in Jackson County were denied in 2025, against 15.0% statewide in Kansas.
The Denison State Bank, with 75 applications in 2025 and a denial rate of 8.0%.
The median mortgage application in Jackson County in 2025 was for $145,000; the median property value on originated loans was $235,000.