CoreFirst Bank & Trust in Kansas vs the state
19.9%Denial rate+4.86 pts vs state
19.9%Decision denial rate+1.66 pts vs state
66.9%Origination rate+3.03 pts vs state
8.00%Median rate+1.38 pts vs state
1.06Rate spread (pts)+0.76 pts vs state
$88kMedian applicant income
242Loans originated
72Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 461 | 371 | 8.5% | 8.30% | #47 |
| 2024 | 472 | 344 | 12.5% | 8.75% | #52 |
| 2025 | 362 | 242 | 19.9% | 8.00% | #69 |
What CoreFirst Bank & Trust lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most CoreFirst Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shawnee County | 290 | 188 | 63 | 21.7% |
| Johnson County | 21 | 21 | 0 | 0.0% |
| Osage County | 10 | 6 | 2 | 20.0% |
| Wyandotte County | 10 | 7 | 1 | 10.0% |
| Jefferson County | 7 | 3 | 3 | 42.9% |
| Douglas County | 7 | 6 | 1 | 14.3% |
| Jackson County | 5 | 3 | 1 | 20.0% |
| Leavenworth County | 3 | 3 | 0 | 0.0% |
| Wabaunsee County | 3 | 2 | 0 | 0.0% |
| Miami County | 2 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 362 applications in 2025, of which 242 were originated and 72 denied.
19.9% of all applications, or 19.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans CoreFirst Bank & Trust originated in Kansas in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are CoreFirst Bank & Trust's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology