Envista Credit Union in Kansas vs the state
19.8%Denial rate+4.78 pts vs state
20.6%Decision denial rate+2.28 pts vs state
68.5%Origination rate+4.64 pts vs state
6.90%Median rate+0.28 pts vs state
0.69Rate spread (pts)+0.39 pts vs state
$94kMedian applicant income
712Loans originated
206Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,008 | 643 | 19.0% | 7.13% | #17 |
| 2024 | 1,048 | 718 | 17.3% | 7.25% | #18 |
| 2025 | 1,040 | 712 | 19.8% | 6.90% | #22 |
What Envista Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Envista Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shawnee County | 744 | 520 | 142 | 19.1% |
| Douglas County | 79 | 57 | 16 | 20.3% |
| Osage County | 54 | 32 | 13 | 24.1% |
| Jefferson County | 44 | 30 | 7 | 15.9% |
| Jackson County | 21 | 17 | 4 | 19.0% |
| Reno County | 20 | 10 | 8 | 40.0% |
| Johnson County | 20 | 16 | 2 | 10.0% |
| Wabaunsee County | 11 | 8 | 1 | 9.1% |
| Franklin County | 6 | 2 | 3 | 50.0% |
| Wyandotte County | 5 | 2 | 1 | 20.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 1,040 applications in 2025, of which 712 were originated and 206 denied.
19.8% of all applications, or 20.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Envista Credit Union originated in Kansas in 2025 was 6.90%, against a statewide median of 6.63%.
About this data. Figures are Envista Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology