The Denison State Bank in Kansas vs the state
7.4%Denial rate-7.59 pts vs state
8.2%Decision denial rate-10.10 pts vs state
81.0%Origination rate+17.17 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
98Loans originated
9Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 161 | 134 | 10.6% | — | #101 |
| 2024 | 131 | 103 | 11.5% | — | #130 |
| 2025 | 121 | 98 | 7.4% | — | #146 |
What The Denison State Bank lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most The Denison State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 75 | 61 | 6 | 8.0% |
| Shawnee County | 26 | 19 | 2 | 7.7% |
| Jefferson County | 17 | 15 | 1 | 5.9% |
| Osage County | 1 | 1 | 0 | 0.0% |
| Wabaunsee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 121 applications in 2025, of which 98 were originated and 9 denied.
7.4% of all applications, or 8.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Denison State Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology