GNBank in Kansas vs the state
10.5%Denial rate-4.53 pts vs state
12.5%Decision denial rate-5.78 pts vs state
73.1%Origination rate+9.24 pts vs state
—Median rate
—Rate spread (pts)
$95kMedian applicant income
160Loans originated
23Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 247 | 164 | 17.0% | — | #78 |
| 2024 | 225 | 150 | 11.1% | — | #86 |
| 2025 | 219 | 160 | 10.5% | — | #97 |
What GNBank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most GNBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Crawford County | 62 | 49 | 4 | 6.5% |
| Brown County | 23 | 12 | 6 | 26.1% |
| Clay County | 20 | 15 | 2 | 10.0% |
| Bourbon County | 17 | 13 | 1 | 5.9% |
| Nemaha County | 13 | 9 | 2 | 15.4% |
| Woodson County | 12 | 7 | 3 | 25.0% |
| Jackson County | 11 | 9 | 1 | 9.1% |
| Cherokee County | 8 | 6 | 1 | 12.5% |
| Cloud County | 5 | 4 | 0 | 0.0% |
| Atchison County | 4 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 219 applications in 2025, of which 160 were originated and 23 denied.
10.5% of all applications, or 12.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are GNBank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology