Crawford County, Kansas · 2025

Mortgage lenders in Crawford County, KS: denial rates and top lenders (2025)

126 lenders acted on 1,003 mortgage applications for properties in Crawford County in 2025. 13.7% were denied (Kansas: 15.0%). Median rate on closed loans 6.75%; median loan $115,000; median property value $185,000.

1.0kApplications
13.7%Denial ratestate 15.0%
6.75%Median ratestate 6.63%
$115,000Median loan
$185,000Median property value

Largest lenders in Crawford County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Flat Branch Mortgage A 171133 1.2%6.63%
2 Community National Bank & Trust C 10086 7.0%7.88%
3 Arvest Bank C 6943 10.1%6.75%
4 GNBank C 6249 6.5%
5 Rocket Mortgage C 4934 20.4%6.69%
6 Commerce Bank D 3826 10.5%6.38%
7 Equity Bank A 3019 23.3%6.00%
8 Mortgage Research Center C 3011 23.3%6.50%
9 Labette Bank A 2723 3.7%
10 Pennymac Loan Services C 265 11.5%6.99%
11 U.S. Bank D 2010 35.0%7.36%
12 Landmark National Bank B 1817 5.6%6.70%
13 Gateway First Bank B 1512 0.0%6.81%
14 Broker Solutions D 144 7.1%7.00%
15 Coastal Community Bank C 141 0.0%13.24%
16 Freedom Mortgage B 127 8.3%6.25%
17 BMO Bank F 127 25.0%7.76%
18 Navy Federal Credit Union D 115 36.4%6.75%
19 AmeriSave Mortgage D 102 70.0%7.75%
20 United Shore Financial Services B 108 10.0%6.06%
21 Newrez D 102 20.0%7.68%
22 Loandepot.Com D 104 30.0%8.50%
23 Mortgage Investment Services C 105 10.0%6.88%
24 Nationstar Mortgage C 93 22.2%7.75%
25 Vanderbilt Mortgage and Finance F 90 55.6%

Best approval odds in Crawford County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Flat Branch Mortgage1381.5%
2Community National Bank & Trust967.3%
3GNBank537.6%
4Arvest Bank5014.0%

What Crawford County borrowers applied for

By loan purpose

Home purchase 520 52% · 7.3% denied
Refinance 157 16% · 9.6% denied
Cash-out refinance 142 14% · 24.7% denied
Home improvement 99 10% · 25.3% denied
Other / HELOC 85 8% · 28.2% denied

By loan type

Conventional 711 71% · 12.8% denied
FHA 164 16% · 15.2% denied
VA 69 7% · 26.1% denied
USDA / RHS 59 6% · 5.1% denied

Why applications were denied

Credit history 45 33%
Debt-to-income ratio 34 25%
Collateral 21 15%
Incomplete application 15 11%
Other 12 9%
Insufficient cash 5 4%
Unverifiable information 4 3%

Crawford County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202387358712.6%7.13%$105,000
202488957415.3%7.00%$115,000
20251,00363313.7%6.75%$115,000

Frequently asked questions

13.7% of applications in Crawford County were denied in 2025, against 15.0% statewide in Kansas.

Flat Branch Mortgage, with 171 applications in 2025 and a denial rate of 1.2%.

The median mortgage application in Crawford County in 2025 was for $115,000; the median property value on originated loans was $185,000.