Vanderbilt Mortgage and Finance in Kansas vs the state
34.3%Denial rate+19.24 pts vs state
50.0%Decision denial rate+31.72 pts vs state
31.7%Origination rate-32.08 pts vs state
6.75%Median rate+0.13 pts vs state
0.32Rate spread (pts)+0.02 pts vs state
$81kMedian applicant income
113Loans originated
122Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 275 | 74 | 38.2% | 7.38% | #73 |
| 2024 | 319 | 85 | 38.9% | 7.00% | #70 |
| 2025 | 356 | 113 | 34.3% | 6.75% | #72 |
What Vanderbilt Mortgage and Finance lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Vanderbilt Mortgage and Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 95 | 67 | 9 | 9.5% |
| Wyandotte County | 34 | 4 | 22 | 64.7% |
| Shawnee County | 25 | 10 | 11 | 44.0% |
| Riley County | 20 | 3 | 14 | 70.0% |
| Sedgwick County | 20 | 3 | 10 | 50.0% |
| Miami County | 18 | 7 | 4 | 22.2% |
| Cherokee County | 15 | 2 | 3 | 20.0% |
| Leavenworth County | 14 | 1 | 3 | 21.4% |
| Montgomery County | 12 | 3 | 0 | 0.0% |
| Geary County | 11 | 2 | 7 | 63.6% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 356 applications in 2025, of which 113 were originated and 122 denied.
34.3% of all applications, or 50.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Vanderbilt Mortgage and Finance originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Vanderbilt Mortgage and Finance's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology