Arvest Bank in Kansas vs the state
14.3%Denial rate-0.72 pts vs state
17.0%Decision denial rate-1.32 pts vs state
69.2%Origination rate+5.39 pts vs state
6.75%Median rate+0.13 pts vs state
0.25Rate spread (pts)-0.05 pts vs state
$153kMedian applicant income
735Loans originated
152Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 884 | 577 | 18.4% | 6.75% | #20 |
| 2024 | 901 | 615 | 13.0% | 6.88% | #23 |
| 2025 | 1,062 | 735 | 14.3% | 6.75% | #20 |
What Arvest Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Arvest Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 622 | 468 | 70 | 11.3% |
| Wyandotte County | 82 | 41 | 21 | 25.6% |
| Crawford County | 69 | 43 | 7 | 10.1% |
| Cherokee County | 50 | 32 | 13 | 26.0% |
| Franklin County | 40 | 20 | 9 | 22.5% |
| Sedgwick County | 34 | 29 | 4 | 11.8% |
| Leavenworth County | 31 | 20 | 5 | 16.1% |
| Douglas County | 29 | 12 | 8 | 27.6% |
| Miami County | 26 | 16 | 6 | 23.1% |
| Shawnee County | 9 | 6 | 1 | 11.1% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 1,062 applications in 2025, of which 735 were originated and 152 denied.
14.3% of all applications, or 17.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Arvest Bank originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Arvest Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology