Community National Bank & Trust in Kansas vs the state
5.1%Denial rate-9.97 pts vs state
5.5%Decision denial rate-12.78 pts vs state
84.8%Origination rate+21.01 pts vs state
7.75%Median rate+1.13 pts vs state
1.09Rate spread (pts)+0.79 pts vs state
$95kMedian applicant income
889Loans originated
53Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 965 | 782 | 6.6% | 7.85% | #18 |
| 2024 | 975 | 803 | 6.5% | 8.50% | #22 |
| 2025 | 1,048 | 889 | 5.1% | 7.75% | #21 |
What Community National Bank & Trust lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Community National Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Butler County | 186 | 168 | 4 | 2.2% |
| Cowley County | 137 | 106 | 11 | 8.0% |
| Montgomery County | 125 | 94 | 15 | 12.0% |
| Sedgwick County | 108 | 93 | 4 | 3.7% |
| Crawford County | 100 | 86 | 7 | 7.0% |
| Neosho County | 67 | 58 | 2 | 3.0% |
| Allen County | 67 | 58 | 1 | 1.5% |
| Wilson County | 51 | 38 | 2 | 3.9% |
| Lyon County | 37 | 36 | 1 | 2.7% |
| Labette County | 32 | 28 | 1 | 3.1% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 1,048 applications in 2025, of which 889 were originated and 53 denied.
5.1% of all applications, or 5.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Community National Bank & Trust originated in Kansas in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Community National Bank & Trust's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology