Largest lenders in Allen County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Community National Bank & Trust | C | 67 | 58 | 1.5% | 7.58% |
| 2 | Emprise Bank | D | 42 | 23 | 38.1% | 7.75% |
| 3 | Rocket Mortgage | C | 25 | 15 | 20.0% | 6.75% |
| 4 | Landmark National Bank | B | 12 | 7 | 8.3% | 6.50% |
| 5 | BOKF | D | 11 | 6 | 36.4% | 6.88% |
| 6 | Mortgage Research Center | C | 11 | 6 | 27.3% | 6.63% |
| 7 | Bank of Commerce | B | 11 | 7 | 36.4% | — |
| 8 | Great Southern Bank | C | 9 | 4 | 22.2% | 8.00% |
| 9 | AmeriSave Mortgage | D | 7 | 0 | 85.7% | — |
| 10 | Endeavor Capital, LLC. | C | 7 | 6 | 0.0% | 6.50% |
| 11 | Pennymac Loan Services | C | 6 | 2 | 33.3% | 8.25% |
| 12 | Mortgage Investment Services | C | 6 | 4 | 16.7% | 6.94% |
Best approval odds in Allen County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Community National Bank & Trust | 59 | 1.7% |
What Allen County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Allen County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 244 | 156 | 18.0% | 7.13% | $65,000 |
| 2024 | 287 | 191 | 18.8% | 7.33% | $85,000 |
| 2025 | 303 | 180 | 20.5% | 7.13% | $85,000 |
Frequently asked questions
20.5% of applications in Allen County were denied in 2025, against 15.0% statewide in Kansas.
Community National Bank & Trust, with 67 applications in 2025 and a denial rate of 1.5%.
The median mortgage application in Allen County in 2025 was for $85,000; the median property value on originated loans was $145,000.