Bank of Commerce in Kansas vs the state
11.6%Denial rate-3.39 pts vs state
11.9%Decision denial rate-6.39 pts vs state
82.2%Origination rate+18.37 pts vs state
—Median rate
—Rate spread (pts)
$77kMedian applicant income
120Loans originated
17Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 140 | 128 | 7.1% | — | #125 |
| 2025 | 146 | 120 | 11.6% | — | #129 |
What Bank of Commerce lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most Bank of Commerce applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wilson County | 28 | 19 | 7 | 25.0% |
| Neosho County | 24 | 22 | 0 | 0.0% |
| Labette County | 23 | 21 | 1 | 4.3% |
| Cowley County | 12 | 8 | 3 | 25.0% |
| Allen County | 11 | 7 | 4 | 36.4% |
| Woodson County | 7 | 6 | 1 | 14.3% |
| Elk County | 6 | 6 | 0 | 0.0% |
| Sedgwick County | 6 | 6 | 0 | 0.0% |
| Montgomery County | 5 | 5 | 0 | 0.0% |
| Butler County | 3 | 3 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 146 applications in 2025, of which 120 were originated and 17 denied.
11.6% of all applications, or 11.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Commerce's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology