Largest lenders in Labette County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Flat Branch Mortgage | A | 67 | 56 | 0.0% | 6.63% |
| 2 | Labette Bank | A | 52 | 44 | 5.8% | — |
| 3 | Rocket Mortgage | C | 38 | 27 | 23.7% | 6.75% |
| 4 | Community National Bank & Trust | C | 32 | 28 | 3.1% | 7.71% |
| 5 | Bank of Commerce | B | 23 | 21 | 4.4% | — |
| 6 | Mortgage Research Center | C | 20 | 12 | 15.0% | 6.25% |
| 7 | Broker Solutions | D | 14 | 1 | 21.4% | 7.25% |
| 8 | Great Southern Bank | C | 14 | 6 | 50.0% | 6.81% |
| 9 | Freedom Mortgage | B | 10 | 5 | 20.0% | 5.75% |
| 10 | U.S. Bank | D | 9 | 0 | 77.8% | — |
| 11 | Triad Financial Services | D | 9 | 0 | 77.8% | — |
| 12 | American Financial Network | C | 9 | 7 | 0.0% | 6.75% |
| 13 | Pennymac Loan Services | C | 8 | 2 | 0.0% | 6.38% |
| 14 | AmeriSave Mortgage | D | 7 | 3 | 57.1% | 6.75% |
| 15 | Loandepot.Com | D | 7 | 0 | 28.6% | — |
| 16 | Mortgage Investment Services | C | 7 | 4 | 14.3% | 6.63% |
| 17 | Crosscountry Mortgage | B | 6 | 2 | 16.7% | 6.73% |
| 18 | Equity Bank | A | 6 | 4 | 33.3% | 7.97% |
| 19 | Golden Plains Credit Union | C | 6 | 4 | 16.7% | 6.56% |
| 20 | 21st Mortgage | F | 5 | 2 | 40.0% | 10.54% |
| 21 | New Day Financial | F | 5 | 1 | 20.0% | 6.88% |
| 22 | Vanderbilt Mortgage and Finance | F | 5 | 0 | 40.0% | — |
Best approval odds in Labette County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Flat Branch Mortgage | 57 | 0.0% |
What Labette County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Labette County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 393 | 225 | 22.9% | 6.88% | $75,000 |
| 2024 | 441 | 252 | 24.3% | 7.00% | $85,000 |
| 2025 | 478 | 283 | 18.4% | 6.75% | $100,000 |
Frequently asked questions
18.4% of applications in Labette County were denied in 2025, against 15.0% statewide in Kansas.
Flat Branch Mortgage, with 67 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in Labette County in 2025 was for $100,000; the median property value on originated loans was $145,000.