Triad Financial Services in Kansas vs the state
53.9%Denial rate+38.84 pts vs state
53.9%Decision denial rate+35.59 pts vs state
21.0%Origination rate-42.87 pts vs state
8.48%Median rate+1.86 pts vs state
2.77Rate spread (pts)+2.47 pts vs state
$55kMedian applicant income
119Loans originated
306Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,084 | 382 | 49.8% | 8.00% | #15 |
| 2024 | 1,178 | 373 | 49.3% | 8.00% | #16 |
| 2025 | 568 | 119 | 53.9% | 8.48% | #44 |
What Triad Financial Services lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 188 | 43 | 101 | 53.7% |
| Shawnee County | 53 | 10 | 28 | 52.8% |
| Wyandotte County | 53 | 17 | 23 | 43.4% |
| Riley County | 53 | 8 | 32 | 60.4% |
| Butler County | 30 | 11 | 10 | 33.3% |
| Lyon County | 17 | 4 | 9 | 52.9% |
| Douglas County | 17 | 6 | 3 | 17.6% |
| Saline County | 14 | 0 | 12 | 85.7% |
| Reno County | 12 | 3 | 8 | 66.7% |
| Pottawatomie County | 10 | 3 | 4 | 40.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 568 applications in 2025, of which 119 were originated and 306 denied.
53.9% of all applications, or 53.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Triad Financial Services originated in Kansas in 2025 was 8.48%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology