Great Southern Bank in Kansas vs the state
31.7%Denial rate+16.68 pts vs state
33.6%Decision denial rate+15.34 pts vs state
61.8%Origination rate-2.03 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.04 pts vs state
$79kMedian applicant income
76Loans originated
39Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 126 | 66 | 33.3% | 7.06% | #116 |
| 2024 | 123 | 59 | 39.0% | 7.25% | #134 |
| 2025 | 123 | 76 | 31.7% | 6.63% | #143 |
What Great Southern Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Great Southern Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami County | 38 | 24 | 12 | 31.6% |
| Johnson County | 29 | 26 | 2 | 6.9% |
| Labette County | 14 | 6 | 7 | 50.0% |
| Franklin County | 13 | 5 | 8 | 61.5% |
| Allen County | 9 | 4 | 2 | 22.2% |
| Linn County | 6 | 3 | 2 | 33.3% |
| Anderson County | 2 | 1 | 1 | 50.0% |
| Wyandotte County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 1 | 1 | 50.0% |
| Neosho County | 2 | 1 | 1 | 50.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 123 applications in 2025, of which 76 were originated and 39 denied.
31.7% of all applications, or 33.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Great Southern Bank originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Great Southern Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology