Largest lenders in Neosho County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Community National Bank & Trust | C | 67 | 58 | 3.0% | 7.58% |
| 2 | Rocket Mortgage | C | 36 | 21 | 30.6% | 6.99% |
| 3 | Bank of Commerce | B | 24 | 22 | 0.0% | — |
| 4 | Mortgage Investment Services | C | 20 | 11 | 10.0% | 6.63% |
| 5 | Emprise Bank | D | 17 | 8 | 47.1% | 7.13% |
| 6 | Flat Branch Mortgage | A | 13 | 11 | 0.0% | 6.88% |
| 7 | Pennymac Loan Services | C | 10 | 6 | 10.0% | 5.75% |
| 8 | Mortgage Research Center | C | 10 | 6 | 20.0% | 7.06% |
| 9 | Broker Solutions | D | 7 | 3 | 14.3% | 6.75% |
| 10 | Vanderbilt Mortgage and Finance | F | 7 | 1 | 28.6% | 8.75% |
| 11 | Freedom Mortgage | B | 6 | 3 | 0.0% | 6.25% |
| 12 | Endeavor Capital, LLC. | C | 5 | 4 | 0.0% | 6.38% |
| 13 | American Financial Network | C | 5 | 5 | 0.0% | 6.75% |
| 14 | Southwest Stage Funding | F | 5 | 2 | 0.0% | 7.50% |
| 15 | Coastal Community Bank | C | 5 | 1 | 0.0% | 13.49% |
| 16 | Figure Lending | C | 5 | 2 | 40.0% | 8.68% |
Best approval odds in Neosho County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Community National Bank & Trust | 61 | 3.3% |
What Neosho County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Neosho County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 276 | 182 | 17.8% | 7.25% | $85,000 |
| 2024 | 304 | 203 | 17.4% | 7.13% | $95,000 |
| 2025 | 363 | 224 | 16.0% | 6.99% | $105,000 |
Frequently asked questions
16.0% of applications in Neosho County were denied in 2025, against 15.0% statewide in Kansas.
Community National Bank & Trust, with 67 applications in 2025 and a denial rate of 3.0%.
The median mortgage application in Neosho County in 2025 was for $105,000; the median property value on originated loans was $165,000.