Southwest Stage Funding in Kansas vs the state
4.7%Denial rate-10.38 pts vs state
8.7%Decision denial rate-9.58 pts vs state
34.9%Origination rate-28.94 pts vs state
7.45%Median rate+0.83 pts vs state
1.47Rate spread (pts)+1.17 pts vs state
$98kMedian applicant income
15Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 5 | 50.0% | 7.75% | #317 |
| 2024 | 8 | 8 | 0.0% | 7.70% | #369 |
| 2025 | 43 | 15 | 4.7% | 7.45% | #238 |
What Southwest Stage Funding lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Neosho County | 5 | 2 | 0 | 0.0% |
| Leavenworth County | 4 | 1 | 1 | 25.0% |
| Montgomery County | 4 | 0 | 0 | 0.0% |
| Franklin County | 3 | 0 | 0 | 0.0% |
| Grant County | 2 | 1 | 0 | 0.0% |
| Bourbon County | 2 | 1 | 0 | 0.0% |
| Crawford County | 2 | 0 | 0 | 0.0% |
| Linn County | 2 | 1 | 0 | 0.0% |
| Labette County | 2 | 2 | 0 | 0.0% |
| Cherokee County | 2 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 43 applications in 2025, of which 15 were originated and 2 denied.
4.7% of all applications, or 8.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Southwest Stage Funding originated in Kansas in 2025 was 7.45%, against a statewide median of 6.63%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology