Coastal Community Bank in Kansas vs the state
1.7%Denial rate-13.34 pts vs state
2.3%Decision denial rate-15.95 pts vs state
24.5%Origination rate-39.36 pts vs state
10.49%Median rate+3.87 pts vs state
3.29Rate spread (pts)+2.99 pts vs state
$108kMedian applicant income
202Loans originated
14Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 394 | 173 | 0.5% | 13.99% | #58 |
| 2024 | 615 | 160 | 1.3% | 12.87% | #37 |
| 2025 | 826 | 202 | 1.7% | 10.49% | #31 |
What Coastal Community Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 230 | 62 | 6 | 2.6% |
| Sedgwick County | 162 | 36 | 3 | 1.9% |
| Shawnee County | 44 | 7 | 0 | 0.0% |
| Wyandotte County | 41 | 6 | 0 | 0.0% |
| Leavenworth County | 31 | 4 | 0 | 0.0% |
| Douglas County | 25 | 10 | 1 | 4.0% |
| Miami County | 22 | 7 | 0 | 0.0% |
| Cowley County | 17 | 3 | 1 | 5.9% |
| Crawford County | 14 | 1 | 0 | 0.0% |
| Reno County | 13 | 4 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 826 applications in 2025, of which 202 were originated and 14 denied.
1.7% of all applications, or 2.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Coastal Community Bank originated in Kansas in 2025 was 10.49%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology