American Financial Network in Kansas vs the state
3.3%Denial rate-11.74 pts vs state
4.8%Decision denial rate-13.52 pts vs state
65.1%Origination rate+1.31 pts vs state
6.75%Median rate+0.13 pts vs state
0.70Rate spread (pts)+0.40 pts vs state
$80kMedian applicant income
99Loans originated
5Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 73 | 9.7% | 7.25% | #136 |
| 2024 | 141 | 82 | 14.2% | 7.06% | #123 |
| 2025 | 152 | 99 | 3.3% | 6.75% | #126 |
What American Financial Network lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 70 | 42 | 2 | 2.9% |
| Johnson County | 15 | 7 | 0 | 0.0% |
| Montgomery County | 13 | 11 | 1 | 7.7% |
| Labette County | 9 | 7 | 0 | 0.0% |
| Grant County | 5 | 3 | 0 | 0.0% |
| Neosho County | 5 | 5 | 0 | 0.0% |
| Wyandotte County | 5 | 3 | 0 | 0.0% |
| Harvey County | 4 | 4 | 0 | 0.0% |
| Butler County | 4 | 2 | 0 | 0.0% |
| Wilson County | 2 | 1 | 1 | 50.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 152 applications in 2025, of which 99 were originated and 5 denied.
3.3% of all applications, or 4.8% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans American Financial Network originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology