BOKF in Kansas vs the state
22.2%Denial rate+7.19 pts vs state
28.5%Decision denial rate+10.19 pts vs state
55.6%Origination rate-8.26 pts vs state
6.75%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.10 pts vs state
$84kMedian applicant income
200Loans originated
80Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 395 | 210 | 31.7% | 7.13% | #57 |
| 2024 | 370 | 225 | 22.2% | 6.88% | #63 |
| 2025 | 360 | 200 | 22.2% | 6.75% | #70 |
What BOKF lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most BOKF applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 110 | 67 | 19 | 17.3% |
| Wyandotte County | 106 | 69 | 9 | 8.5% |
| Sedgwick County | 59 | 24 | 21 | 35.6% |
| Shawnee County | 15 | 8 | 6 | 40.0% |
| Allen County | 11 | 6 | 4 | 36.4% |
| Leavenworth County | 7 | 1 | 4 | 57.1% |
| Douglas County | 7 | 3 | 1 | 14.3% |
| Butler County | 5 | 2 | 2 | 40.0% |
| Atchison County | 4 | 2 | 1 | 25.0% |
| Miami County | 3 | 0 | 1 | 33.3% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 360 applications in 2025, of which 200 were originated and 80 denied.
22.2% of all applications, or 28.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans BOKF originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are BOKF's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology