Gateway First Bank in Kansas vs the state
2.7%Denial rate-12.31 pts vs state
3.3%Decision denial rate-15.03 pts vs state
80.6%Origination rate+16.82 pts vs state
6.63%Median rate0.00 pts vs state
0.21Rate spread (pts)-0.09 pts vs state
$91kMedian applicant income
533Loans originated
18Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 453 | 360 | 4.6% | 6.75% | #48 |
| 2024 | 450 | 350 | 3.8% | 6.75% | #55 |
| 2025 | 661 | 533 | 2.7% | 6.63% | #39 |
What Gateway First Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Gateway First Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 371 | 300 | 9 | 2.4% |
| Butler County | 87 | 73 | 0 | 0.0% |
| McPherson County | 41 | 35 | 4 | 9.8% |
| Marion County | 22 | 19 | 1 | 4.5% |
| Cowley County | 19 | 13 | 0 | 0.0% |
| Reno County | 16 | 14 | 0 | 0.0% |
| Harvey County | 16 | 15 | 0 | 0.0% |
| Crawford County | 15 | 12 | 0 | 0.0% |
| Johnson County | 10 | 10 | 0 | 0.0% |
| Sumner County | 9 | 6 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 661 applications in 2025, of which 533 were originated and 18 denied.
2.7% of all applications, or 3.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Gateway First Bank originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gateway First Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology