Bank of the Flint Hills in Kansas vs the state
5.7%Denial rate-9.32 pts vs state
6.5%Decision denial rate-11.83 pts vs state
82.9%Origination rate+19.04 pts vs state
—Median rate
—Rate spread (pts)
$87kMedian applicant income
174Loans originated
12Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 132 | 127 | 3.8% | 7.00% | #109 |
| 2024 | 181 | 166 | 8.3% | 7.00% | #100 |
| 2025 | 210 | 174 | 5.7% | — | #101 |
What Bank of the Flint Hills lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most Bank of the Flint Hills applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riley County | 74 | 64 | 0 | 0.0% |
| Pottawatomie County | 66 | 56 | 2 | 3.0% |
| Wabaunsee County | 24 | 21 | 0 | 0.0% |
| Morris County | 9 | 6 | 2 | 22.2% |
| Shawnee County | 9 | 8 | 1 | 11.1% |
| Jackson County | 8 | 5 | 3 | 37.5% |
| Johnson County | 6 | 5 | 1 | 16.7% |
| Dickinson County | 4 | 2 | 0 | 0.0% |
| Brown County | 2 | 0 | 2 | 100.0% |
| Geary County | 2 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 210 applications in 2025, of which 174 were originated and 12 denied.
5.7% of all applications, or 6.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of the Flint Hills's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology