The Farmers State Bank in Kansas vs the state
10.5%Denial rate-4.50 pts vs state
10.9%Decision denial rate-7.37 pts vs state
82.5%Origination rate+18.64 pts vs state
—Median rate
—Rate spread (pts)
$95kMedian applicant income
47Loans originated
6Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 37 | 6.8% | — | #213 |
| 2024 | 53 | 46 | 9.4% | — | #202 |
| 2025 | 57 | 47 | 10.5% | — | #214 |
What The Farmers State Bank lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most The Farmers State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shawnee County | 39 | 33 | 4 | 10.3% |
| Jackson County | 9 | 6 | 2 | 22.2% |
| Nemaha County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 1 | 0 | 0.0% |
| Pottawatomie County | 1 | 1 | 0 | 0.0% |
| Wabaunsee County | 1 | 1 | 0 | 0.0% |
| Atchison County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 57 applications in 2025, of which 47 were originated and 6 denied.
10.5% of all applications, or 10.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Farmers State Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology