Sunflower Bank in Kansas vs the state
10.2%Denial rate-4.82 pts vs state
13.5%Decision denial rate-4.79 pts vs state
65.5%Origination rate+1.65 pts vs state
6.38%Median rate-0.25 pts vs state
0.16Rate spread (pts)-0.14 pts vs state
$76kMedian applicant income
218Loans originated
34Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 413 | 277 | 7.8% | 6.38% | #53 |
| 2024 | 302 | 199 | 10.3% | 6.49% | #75 |
| 2025 | 333 | 218 | 10.2% | 6.38% | #77 |
What Sunflower Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Sunflower Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 61 | 47 | 6 | 9.8% |
| Douglas County | 46 | 27 | 5 | 10.9% |
| Johnson County | 32 | 19 | 4 | 12.5% |
| Ellis County | 32 | 23 | 3 | 9.4% |
| Ford County | 27 | 18 | 3 | 11.1% |
| Saline County | 18 | 14 | 1 | 5.6% |
| Russell County | 13 | 8 | 3 | 23.1% |
| Barton County | 9 | 2 | 2 | 22.2% |
| Thomas County | 8 | 6 | 2 | 25.0% |
| Osborne County | 8 | 5 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 333 applications in 2025, of which 218 were originated and 34 denied.
10.2% of all applications, or 13.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Sunflower Bank originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Sunflower Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology