Largest lenders in Seward County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | CMG Mortgage | A | 73 | 56 | 4.1% | 6.00% |
| 2 | Equity Bank | A | 48 | 38 | 16.7% | 7.70% |
| 3 | Golden Plains Credit Union | C | 35 | 29 | 5.7% | 6.75% |
| 4 | United Shore Financial Services | B | 30 | 21 | 13.3% | 6.50% |
| 5 | Rocket Mortgage | C | 26 | 15 | 26.9% | 6.75% |
| 6 | Freedom Mortgage | B | 11 | 4 | 9.1% | 6.50% |
| 7 | Loandepot.Com | D | 8 | 4 | 12.5% | 6.38% |
| 8 | AmeriSave Mortgage | D | 7 | 1 | 57.1% | 7.25% |
| 9 | Spring Eq | D | 6 | 3 | 33.3% | 9.60% |
| 10 | Equity Prime Mortgage | D | 6 | 4 | 16.7% | 5.88% |
| 11 | Guaranteed Rate | B | 5 | 0 | 0.0% | — |
| 12 | Sofi Bank | D | 5 | 2 | 0.0% | 6.88% |
| 13 | Coastal Community Bank | C | 5 | 0 | 0.0% | — |
| 14 | Figure Lending | C | 5 | 2 | 60.0% | 9.19% |
Best approval odds in Seward County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | CMG Mortgage | 62 | 4.8% |
What Seward County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Seward County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 274 | 164 | 15.7% | 6.75% | $125,000 |
| 2024 | 284 | 195 | 15.9% | 6.63% | $125,000 |
| 2025 | 351 | 216 | 15.1% | 6.50% | $135,000 |
Frequently asked questions
15.1% of applications in Seward County were denied in 2025, against 15.0% statewide in Kansas.
CMG Mortgage, with 73 applications in 2025 and a denial rate of 4.1%.
The median mortgage application in Seward County in 2025 was for $135,000; the median property value on originated loans was $190,000.