Equity Prime Mortgage in Kansas vs the state
6.3%Denial rate-8.75 pts vs state
11.2%Decision denial rate-7.08 pts vs state
49.8%Origination rate-14.04 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.18 pts vs state
$81kMedian applicant income
111Loans originated
14Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 63 | 3.2% | 7.25% | #152 |
| 2024 | 148 | 108 | 2.7% | 7.13% | #117 |
| 2025 | 223 | 111 | 6.3% | 6.63% | #94 |
What Equity Prime Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 70 | 43 | 2 | 2.9% |
| Wyandotte County | 19 | 5 | 1 | 5.3% |
| Johnson County | 17 | 8 | 1 | 5.9% |
| Shawnee County | 14 | 8 | 2 | 14.3% |
| Leavenworth County | 11 | 7 | 0 | 0.0% |
| Geary County | 7 | 2 | 1 | 14.3% |
| Seward County | 6 | 4 | 1 | 16.7% |
| Butler County | 6 | 3 | 0 | 0.0% |
| Ford County | 5 | 3 | 0 | 0.0% |
| Finney County | 5 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 223 applications in 2025, of which 111 were originated and 14 denied.
6.3% of all applications, or 11.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Equity Prime Mortgage originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology