JPMorgan Chase Bank in Kansas vs the state
7.3%Denial rate-7.78 pts vs state
10.2%Decision denial rate-8.08 pts vs state
62.3%Origination rate-1.50 pts vs state
6.49%Median rate-0.13 pts vs state
0.14Rate spread (pts)-0.16 pts vs state
$112kMedian applicant income
301Loans originated
35Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 265 | 176 | 8.7% | 6.75% | #74 |
| 2024 | 374 | 257 | 9.4% | 6.63% | #61 |
| 2025 | 483 | 301 | 7.3% | 6.49% | #55 |
What JPMorgan Chase Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 196 | 121 | 15 | 7.7% |
| Sedgwick County | 69 | 42 | 9 | 13.0% |
| Wyandotte County | 59 | 35 | 2 | 3.4% |
| Butler County | 16 | 10 | 1 | 6.3% |
| Shawnee County | 14 | 9 | 1 | 7.1% |
| Miami County | 13 | 8 | 2 | 15.4% |
| Douglas County | 11 | 10 | 0 | 0.0% |
| Leavenworth County | 10 | 8 | 0 | 0.0% |
| Finney County | 8 | 7 | 0 | 0.0% |
| Riley County | 7 | 4 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 483 applications in 2025, of which 301 were originated and 35 denied.
7.3% of all applications, or 10.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans JPMorgan Chase Bank originated in Kansas in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology