Primary Residential Mortgage in Kansas vs the state
2.6%Denial rate-12.40 pts vs state
3.3%Decision denial rate-15.01 pts vs state
78.0%Origination rate+14.14 pts vs state
6.75%Median rate+0.13 pts vs state
0.69Rate spread (pts)+0.39 pts vs state
$73kMedian applicant income
237Loans originated
8Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 252 | 196 | 4.0% | 7.00% | #76 |
| 2024 | 281 | 218 | 1.8% | 7.13% | #78 |
| 2025 | 304 | 237 | 2.6% | 6.75% | #80 |
What Primary Residential Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Reno County | 138 | 109 | 4 | 2.9% |
| Pawnee County | 36 | 27 | 3 | 8.3% |
| Harvey County | 26 | 17 | 0 | 0.0% |
| Sedgwick County | 23 | 14 | 1 | 4.3% |
| McPherson County | 16 | 16 | 0 | 0.0% |
| Saline County | 10 | 8 | 0 | 0.0% |
| Rice County | 8 | 7 | 0 | 0.0% |
| Marion County | 6 | 5 | 0 | 0.0% |
| Edwards County | 6 | 5 | 0 | 0.0% |
| Ford County | 6 | 5 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 304 applications in 2025, of which 237 were originated and 8 denied.
2.6% of all applications, or 3.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Primary Residential Mortgage originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology