Primelending, a Plainscapital in Kansas vs the state
3.4%Denial rate-11.61 pts vs state
3.9%Decision denial rate-14.35 pts vs state
78.9%Origination rate+15.12 pts vs state
6.75%Median rate+0.13 pts vs state
0.28Rate spread (pts)-0.02 pts vs state
$105kMedian applicant income
461Loans originated
20Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 499 | 369 | 4.2% | 6.99% | #40 |
| 2024 | 548 | 438 | 4.6% | 6.88% | #43 |
| 2025 | 584 | 461 | 3.4% | 6.75% | #43 |
What Primelending, a Plainscapital lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 190 | 141 | 6 | 3.2% |
| Sedgwick County | 55 | 42 | 0 | 0.0% |
| Wyandotte County | 54 | 35 | 5 | 9.3% |
| Douglas County | 36 | 32 | 1 | 2.8% |
| Riley County | 36 | 30 | 1 | 2.8% |
| Leavenworth County | 35 | 30 | 1 | 2.9% |
| Ford County | 30 | 28 | 1 | 3.3% |
| Atchison County | 27 | 21 | 1 | 3.7% |
| Pottawatomie County | 12 | 10 | 0 | 0.0% |
| Miami County | 12 | 12 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 584 applications in 2025, of which 461 were originated and 20 denied.
3.4% of all applications, or 3.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Primelending, a Plainscapital originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology