Mid-America Bank in Kansas vs the state
0.2%Denial rate-14.85 pts vs state
0.2%Decision denial rate-18.09 pts vs state
92.4%Origination rate+28.60 pts vs state
7.00%Median rate+0.38 pts vs state
0.27Rate spread (pts)-0.03 pts vs state
$140kMedian applicant income
524Loans originated
1Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 449 | 417 | 0.7% | 7.63% | #49 |
| 2024 | 532 | 498 | 0.0% | 7.44% | #45 |
| 2025 | 567 | 524 | 0.2% | 7.00% | #45 |
What Mid-America Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Mid-America Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 240 | 219 | 1 | 0.4% |
| Johnson County | 137 | 127 | 0 | 0.0% |
| Franklin County | 52 | 49 | 0 | 0.0% |
| Shawnee County | 37 | 36 | 0 | 0.0% |
| Miami County | 22 | 19 | 0 | 0.0% |
| Osage County | 14 | 14 | 0 | 0.0% |
| Jefferson County | 10 | 10 | 0 | 0.0% |
| Leavenworth County | 10 | 10 | 0 | 0.0% |
| Wyandotte County | 7 | 7 | 0 | 0.0% |
| Norton County | 5 | 5 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 567 applications in 2025, of which 524 were originated and 1 denied.
0.2% of all applications, or 0.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Mid-America Bank originated in Kansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Mid-America Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology