Peoples Bank and Trust in Kansas vs the state
4.7%Denial rate-10.36 pts vs state
5.0%Decision denial rate-13.25 pts vs state
88.3%Origination rate+24.50 pts vs state
7.00%Median rate+0.38 pts vs state
0.28Rate spread (pts)-0.02 pts vs state
$98kMedian applicant income
1,134Loans originated
60Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 883 | 739 | 4.4% | 7.25% | #21 |
| 2024 | 1,070 | 924 | 5.3% | 7.00% | #17 |
| 2025 | 1,284 | 1,134 | 4.7% | 7.00% | #15 |
What Peoples Bank and Trust lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Peoples Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 468 | 419 | 13 | 2.8% |
| McPherson County | 216 | 190 | 12 | 5.6% |
| Reno County | 200 | 179 | 11 | 5.5% |
| Barton County | 96 | 80 | 11 | 11.5% |
| Harvey County | 90 | 77 | 5 | 5.6% |
| Rice County | 55 | 49 | 3 | 5.5% |
| Butler County | 33 | 30 | 1 | 3.0% |
| Ness County | 23 | 20 | 1 | 4.3% |
| Saline County | 18 | 15 | 0 | 0.0% |
| Harper County | 17 | 13 | 2 | 11.8% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 1,284 applications in 2025, of which 1,134 were originated and 60 denied.
4.7% of all applications, or 5.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Peoples Bank and Trust originated in Kansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Peoples Bank and Trust's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology