Click n' Close in Kansas vs the state
2.7%Denial rate-12.33 pts vs state
3.1%Decision denial rate-15.19 pts vs state
82.7%Origination rate+18.88 pts vs state
6.63%Median rate0.00 pts vs state
1.93Rate spread (pts)+1.63 pts vs state
$88kMedian applicant income
153Loans originated
5Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 129 | 103 | 1.6% | 6.75% | #112 |
| 2024 | 282 | 198 | 2.1% | 6.88% | #77 |
| 2025 | 185 | 153 | 2.7% | 6.63% | #107 |
What Click n' Close lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 49 | 36 | 4 | 8.2% |
| Johnson County | 26 | 24 | 0 | 0.0% |
| Wyandotte County | 24 | 20 | 0 | 0.0% |
| Butler County | 18 | 18 | 0 | 0.0% |
| Saline County | 13 | 11 | 0 | 0.0% |
| Franklin County | 6 | 5 | 0 | 0.0% |
| Harvey County | 6 | 5 | 0 | 0.0% |
| Shawnee County | 6 | 6 | 0 | 0.0% |
| Leavenworth County | 4 | 4 | 0 | 0.0% |
| Douglas County | 4 | 4 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 185 applications in 2025, of which 153 were originated and 5 denied.
2.7% of all applications, or 3.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Click n' Close originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology