Great Plains Federal Credit Union · Kansas · 2025

Great Plains Federal Credit Union in Kansas: approval rate, denial rate and rates (2025)

Great Plains Federal Credit Union took 74 mortgage applications in Kansas in 2025, ranking #192 of 766 lenders active in the state. It originated 54.1% of them and denied 43.2% (43.2% of the applications it decided), against a statewide denial rate of 15.0%.

74Applicationsin KS
43.2%Decision denial ratestate 18.3%
7.75%Median ratestate 6.63%
$45,000Median loanstate $165,000
$3.6MVolume16 counties

Great Plains Federal Credit Union in Kansas vs the state

43.2%Denial rate+28.21 pts vs state
43.2%Decision denial rate+24.96 pts vs state
54.1%Origination rate-9.77 pts vs state
7.75%Median rate+1.13 pts vs state
0.14Rate spread (pts)-0.16 pts vs state
$65kMedian applicant income
40Loans originated
32Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023644918.8%6.50%#188
2024513527.5%8.00%#204
2025744043.2%7.75%#192

What Great Plains Federal Credit Union lends in Kansas

By loan purpose

Home purchase 18 24% · 33.3% denied
Refinance 1 1% · 0.0% denied
Cash-out refinance 26 35% · 42.3% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 28 38% · 53.6% denied

By loan type

Conventional 74 100% · 43.2% denied

Why it denied Kansas applicants

Debt-to-income ratio 13 41%
Other 8 25%
Credit history 8 25%
Collateral 2 6%
Insufficient cash 1 3%

Where in Kansas

Counties with the most Great Plains Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Saline County 221011 50.0%
McPherson County 19108 42.1%
Marion County 642 33.3%
Cherokee County 624 66.7%
Gray County 431 25.0%
Dickinson County 431 25.0%
Ford County 211 50.0%
Wilson County 211 50.0%
Riley County 220 0.0%
Labette County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 74 applications in 2025, of which 40 were originated and 32 denied.

43.2% of all applications, or 43.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Great Plains Federal Credit Union originated in Kansas in 2025 was 7.75%, against a statewide median of 6.63%.

About this data. Figures are Great Plains Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology