Frontier Community Credit Union in Kansas vs the state
6.2%Denial rate-8.87 pts vs state
8.0%Decision denial rate-10.32 pts vs state
61.0%Origination rate-2.86 pts vs state
6.88%Median rate+0.25 pts vs state
0.96Rate spread (pts)+0.66 pts vs state
$83kMedian applicant income
89Loans originated
9Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 115 | 72 | 14.8% | 8.50% | #135 |
| 2024 | 116 | 61 | 6.9% | 7.38% | #139 |
| 2025 | 146 | 89 | 6.2% | 6.88% | #128 |
What Frontier Community Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Frontier Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Leavenworth County | 99 | 61 | 7 | 7.1% |
| Atchison County | 13 | 10 | 0 | 0.0% |
| Johnson County | 12 | 6 | 1 | 8.3% |
| Jefferson County | 9 | 4 | 1 | 11.1% |
| Wyandotte County | 4 | 3 | 0 | 0.0% |
| Linn County | 3 | 1 | 0 | 0.0% |
| Douglas County | 2 | 2 | 0 | 0.0% |
| Shawnee County | 2 | 1 | 0 | 0.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
| Sedgwick County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 146 applications in 2025, of which 89 were originated and 9 denied.
6.2% of all applications, or 8.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Frontier Community Credit Union originated in Kansas in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Frontier Community Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology