Greenville Savings Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
57th8.2% deniedProcesswithdrawn + incomplete share, weight 15%
53rd11.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 390 | 316 | 8.2% | 8.9% | — | $34M |
| 2024 | 405 | 324 | 6.4% | 7.1% | — | $37M |
| 2025 | 452 | 358 | 7.3% | 8.2% | — | $48M |
What Greenville Savings Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 13 manufactured homes, 37 investment properties.
Who gets approved at Greenville Savings Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 126 | 95 | 11.9% |
| $50k – $100k | 189 | 157 | 5.3% |
| $100k – $150k | 76 | 56 | 10.5% |
| $150k – $250k | 36 | 29 | 11.8% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 94 | 73 | 7.4% |
| 25–34 | 119 | 97 | 8.3% |
| 35–44 | 88 | 76 | 6.2% |
| 45–54 | 53 | 41 | 8.5% |
| 55–64 | 48 | 33 | 16.7% |
| 65–74 | 23 | 16 | 10.0% |
Where Greenville Savings Bank lends
2 states and 10 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Pennsylvania | 443 | 350 | 7.5% | — | #169 |
| Ohio | 9 | 8 | 0.0% | — | #633 |
Frequently asked questions
Greenville Savings Bank denied 8.2% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 57th percentile of small mortgage lenders.
In 2025, 46% of its applications were for home purchases, 19% for refinancing (including cash-out), and 35% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.