Greenville National Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
46th10.8% deniedProcesswithdrawn + incomplete share, weight 15%
81st4.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 240 | 190 | 8.8% | 9.1% | — | $37M |
| 2024 | 226 | 191 | 4.4% | 4.6% | — | $42M |
| 2025 | 242 | 191 | 10.3% | 10.8% | — | $43M |
What Greenville National Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 4 manufactured homes, 37 investment properties.
Why Greenville National Bank denies applications
Primary reason reported for each of the 25 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Greenville National Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 24 | 16 | 30.4% |
| $50k – $100k | 82 | 64 | 11.1% |
| $100k – $150k | 64 | 51 | 8.2% |
| $150k – $250k | 33 | 26 | 6.7% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 23 | 20 | 4.6% |
| 25–34 | 69 | 54 | 11.1% |
| 35–44 | 47 | 36 | 13.0% |
| 45–54 | 37 | 27 | 13.5% |
| 55–64 | 28 | 22 | 17.9% |
Where Greenville National Bank lends
5 states and 19 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Greenville National Bank denied 10.8% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 46th percentile of small mortgage lenders.
The most common reason Greenville National Bank gave in 2025 was "debt-to-income ratio", cited on 52.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
In 2025, 64% of its applications were for home purchases, 19% for refinancing (including cash-out), and 17% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.