Greenville National Bank · Ohio · 2025

Greenville National Bank in Ohio: approval rate, denial rate and rates (2025)

Greenville National Bank took 197 mortgage applications in Ohio in 2025, ranking #239 of 1,092 lenders active in the state. It originated 77.2% of them and denied 11.7% (12.2% of the applications it decided), against a statewide denial rate of 17.7%.

197Applicationsin OH
12.2%Decision denial ratestate 21.9%
Median ratestate 6.88%
$175,000Median loanstate $155,000
$35MVolume11 counties

Greenville National Bank in Ohio vs the state

11.7%Denial rate-6.01 pts vs state
12.2%Decision denial rate-9.72 pts vs state
77.2%Origination rate+17.26 pts vs state
Median rate
Rate spread (pts)
$112kMedian applicant income
152Loans originated
23Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231961607.7%#224
20241801533.3%#232
202519715211.7%#239

What Greenville National Bank lends in Ohio

By loan purpose

Home purchase 129 65% · 11.6% denied
Refinance 16 8% · 12.5% denied
Cash-out refinance 22 11% · 18.2% denied
Home improvement 15 8% · 0.0% denied
Other / HELOC 15 8% · 13.3% denied

By loan type

Conventional 197 100% · 11.7% denied

Why it denied Ohio applicants

Debt-to-income ratio 13 57%
Credit history 6 26%
Employment history 1 4%
Insufficient cash 1 4%
Other 1 4%
Unverifiable information 1 4%

Where in Ohio

Counties with the most Greenville National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Darke County 13210119 14.4%
Miami County 33253 9.1%
Montgomery County 1290 0.0%
Preble County 861 12.5%
Shelby County 440 0.0%
Mercer County 220 0.0%
Allen County 110 0.0%
Champaign County 110 0.0%
Auglaize County 110 0.0%
Hancock County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 197 applications in 2025, of which 152 were originated and 23 denied.

11.7% of all applications, or 12.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Greenville National Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology