Security Service Federal Credit Union in Colorado vs the state
17.1%Denial rate+1.45 pts vs state
22.4%Decision denial rate+2.72 pts vs state
57.6%Origination rate-2.39 pts vs state
6.99%Median rate+0.37 pts vs state
-0.20Rate spread (pts)-0.35 pts vs state
$116kMedian applicant income
857Loans originated
254Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,352 | 1,464 | 15.1% | 6.38% | #21 |
| 2024 | 1,669 | 969 | 17.3% | 7.49% | #35 |
| 2025 | 1,487 | 857 | 17.1% | 6.99% | #39 |
What Security Service Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Security Service Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 368 | 199 | 63 | 17.1% |
| Weld County | 153 | 83 | 24 | 15.7% |
| Pueblo County | 142 | 76 | 28 | 19.7% |
| Larimer County | 139 | 83 | 22 | 15.8% |
| Jefferson County | 134 | 79 | 23 | 17.2% |
| Arapahoe County | 110 | 66 | 16 | 14.5% |
| Denver County | 97 | 57 | 19 | 19.6% |
| Adams County | 74 | 53 | 10 | 13.5% |
| Douglas County | 72 | 50 | 8 | 11.1% |
| Boulder County | 46 | 32 | 4 | 8.7% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 1,487 applications in 2025, of which 857 were originated and 254 denied.
17.1% of all applications, or 22.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Security Service Federal Credit Union originated in Colorado in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Security Service Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology