Credit Union of Colorado, a Federal Credit Union in Colorado vs the state
19.1%Denial rate+3.47 pts vs state
23.5%Decision denial rate+3.80 pts vs state
61.8%Origination rate+1.73 pts vs state
7.25%Median rate+0.63 pts vs state
0.06Rate spread (pts)-0.09 pts vs state
$106kMedian applicant income
1,364Loans originated
422Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,564 | 1,657 | 12.4% | 8.00% | #20 |
| 2024 | 2,386 | 1,472 | 17.1% | 8.00% | #24 |
| 2025 | 2,209 | 1,364 | 19.1% | 7.25% | #28 |
What Credit Union of Colorado, a Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Credit Union of Colorado, a Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 265 | 183 | 40 | 15.1% |
| Denver County | 255 | 159 | 42 | 16.5% |
| Arapahoe County | 224 | 123 | 50 | 22.3% |
| Adams County | 205 | 123 | 49 | 23.9% |
| Mesa County | 178 | 125 | 24 | 13.5% |
| Weld County | 178 | 118 | 38 | 21.3% |
| Douglas County | 124 | 82 | 20 | 16.1% |
| Pueblo County | 122 | 73 | 25 | 20.5% |
| Larimer County | 106 | 65 | 16 | 15.1% |
| Fremont County | 95 | 57 | 20 | 21.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 2,209 applications in 2025, of which 1,364 were originated and 422 denied.
19.1% of all applications, or 23.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Credit Union of Colorado, a Federal Credit Union originated in Colorado in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Credit Union of Colorado, a Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology