US Mortgage in Colorado vs the state
8.1%Denial rate-7.56 pts vs state
10.3%Decision denial rate-9.37 pts vs state
68.6%Origination rate+8.59 pts vs state
6.50%Median rate-0.13 pts vs state
0.60Rate spread (pts)+0.45 pts vs state
$106kMedian applicant income
153Loans originated
18Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 110 | 81 | 4.6% | 6.88% | #210 |
| 2025 | 223 | 153 | 8.1% | 6.50% | #171 |
What US Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most US Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pueblo County | 74 | 54 | 2 | 2.7% |
| Denver County | 32 | 23 | 2 | 6.3% |
| Adams County | 29 | 23 | 2 | 6.9% |
| Jefferson County | 18 | 11 | 3 | 16.7% |
| Arapahoe County | 18 | 11 | 3 | 16.7% |
| Weld County | 13 | 6 | 4 | 30.8% |
| El Paso County | 8 | 3 | 1 | 12.5% |
| Douglas County | 8 | 7 | 0 | 0.0% |
| Larimer County | 6 | 4 | 0 | 0.0% |
| Otero County | 4 | 4 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 223 applications in 2025, of which 153 were originated and 18 denied.
8.1% of all applications, or 10.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans US Mortgage originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are US Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology