Kiavi Funding in Colorado vs the state
4.1%Denial rate-11.56 pts vs state
5.1%Decision denial rate-14.52 pts vs state
73.5%Origination rate+13.52 pts vs state
9.95%Median rate+3.32 pts vs state
—Rate spread (pts)
—Median applicant income
289Loans originated
16Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 267 | 198 | 7.9% | 10.95% | #135 |
| 2024 | 278 | 207 | 5.8% | 10.95% | #134 |
| 2025 | 393 | 289 | 4.1% | 9.95% | #124 |
What Kiavi Funding lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pueblo County | 88 | 67 | 5 | 5.7% |
| Denver County | 57 | 36 | 4 | 7.0% |
| Jefferson County | 42 | 34 | 0 | 0.0% |
| Boulder County | 41 | 34 | 1 | 2.4% |
| Larimer County | 31 | 25 | 0 | 0.0% |
| Weld County | 30 | 24 | 0 | 0.0% |
| Arapahoe County | 24 | 17 | 1 | 4.2% |
| Adams County | 23 | 13 | 2 | 8.7% |
| El Paso County | 22 | 11 | 3 | 13.6% |
| Douglas County | 10 | 9 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 393 applications in 2025, of which 289 were originated and 16 denied.
4.1% of all applications, or 5.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Kiavi Funding originated in Colorado in 2025 was 9.95%, against a statewide median of 6.63%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology