JPMorgan Chase Bank in Colorado vs the state
9.4%Denial rate-6.21 pts vs state
13.2%Decision denial rate-6.48 pts vs state
60.6%Origination rate+0.61 pts vs state
6.38%Median rate-0.25 pts vs state
-0.03Rate spread (pts)-0.18 pts vs state
$161kMedian applicant income
1,880Loans originated
292Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,805 | 1,216 | 8.0% | 6.49% | #33 |
| 2024 | 2,373 | 1,482 | 8.6% | 6.50% | #25 |
| 2025 | 3,101 | 1,880 | 9.4% | 6.38% | #20 |
What JPMorgan Chase Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 489 | 312 | 36 | 7.4% |
| Jefferson County | 363 | 196 | 32 | 8.8% |
| Arapahoe County | 333 | 193 | 33 | 9.9% |
| Douglas County | 277 | 181 | 22 | 7.9% |
| Boulder County | 245 | 149 | 20 | 8.2% |
| Larimer County | 231 | 156 | 21 | 9.1% |
| Adams County | 209 | 116 | 25 | 12.0% |
| El Paso County | 204 | 118 | 18 | 8.8% |
| Weld County | 197 | 126 | 16 | 8.1% |
| Eagle County | 80 | 56 | 7 | 8.8% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 3,101 applications in 2025, of which 1,880 were originated and 292 denied.
9.4% of all applications, or 13.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans JPMorgan Chase Bank originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology