Wells Fargo Bank in Colorado vs the state
17.7%Denial rate+2.07 pts vs state
25.6%Decision denial rate+5.91 pts vs state
51.4%Origination rate-8.64 pts vs state
6.25%Median rate-0.38 pts vs state
0.00Rate spread (pts)-0.15 pts vs state
$130kMedian applicant income
653Loans originated
225Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,688 | 864 | 19.8% | 6.01% | #35 |
| 2024 | 1,184 | 531 | 20.9% | 6.50% | #51 |
| 2025 | 1,271 | 653 | 17.7% | 6.25% | #51 |
What Wells Fargo Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 141 | 68 | 24 | 17.0% |
| Jefferson County | 139 | 82 | 22 | 15.8% |
| Arapahoe County | 138 | 71 | 18 | 13.0% |
| Douglas County | 116 | 63 | 11 | 9.5% |
| El Paso County | 109 | 45 | 31 | 28.4% |
| Boulder County | 78 | 41 | 7 | 9.0% |
| Adams County | 75 | 40 | 14 | 18.7% |
| Weld County | 56 | 33 | 11 | 19.6% |
| Larimer County | 53 | 29 | 8 | 15.1% |
| Mesa County | 48 | 24 | 10 | 20.8% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 1,271 applications in 2025, of which 653 were originated and 225 denied.
17.7% of all applications, or 25.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Wells Fargo Bank originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology