The Huntington National Bank · Colorado · 2025

The Huntington National Bank in Colorado: approval rate, denial rate and rates (2025)

The Huntington National Bank took 1,239 mortgage applications in Colorado in 2025, ranking #54 of 1,114 lenders active in the state. It originated 54.5% of them and denied 28.7% (33.8% of the applications it decided), against a statewide denial rate of 15.6%.

1.2kApplicationsin CO
33.8%Decision denial ratestate 19.7%
6.75%Median ratestate 6.63%
$245,000Median loanstate $325,000
$382MVolume38 counties

The Huntington National Bank in Colorado vs the state

28.7%Denial rate+13.10 pts vs state
33.8%Decision denial rate+14.12 pts vs state
54.5%Origination rate-5.54 pts vs state
6.75%Median rate+0.13 pts vs state
0.23Rate spread (pts)+0.08 pts vs state
$164kMedian applicant income
675Loans originated
356Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,9751,01934.0%7.88%#27
20241,70196328.6%7.25%#33
20251,23967528.7%6.75%#54

What The Huntington National Bank lends in Colorado

By loan purpose

Home purchase 366 30% · 8.2% denied
Refinance 204 16% · 29.9% denied
Cash-out refinance 182 15% · 31.3% denied
Home improvement 292 24% · 42.8% denied
Other / HELOC 195 16% · 42.6% denied

By loan type

Conventional 1,208 97% · 29.1% denied
FHA 17 1% · 17.7% denied
VA 14 1% · 7.1% denied

Why it denied Colorado applicants

Debt-to-income ratio 174 49%
Credit history 124 35%
Incomplete application 24 7%
Collateral 22 6%
Insufficient cash 4 1%
Other 3 1%
Employment history 3 1%
Unverifiable information 2 1%

Where in Colorado

Counties with the most The Huntington National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Denver County 22311876 34.1%
El Paso County 1699241 24.3%
Arapahoe County 1546860 39.0%
Jefferson County 1509036 24.0%
Adams County 1477055 37.4%
Douglas County 1177523 19.7%
Boulder County 683420 29.4%
Weld County 43266 14.0%
Larimer County 39229 23.1%
Broomfield County 17610 58.8%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 1,239 applications in 2025, of which 675 were originated and 356 denied.

28.7% of all applications, or 33.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans The Huntington National Bank originated in Colorado in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology