Prosperity Home Mortgage in Nebraska vs the state
3.3%Denial rate-9.21 pts vs state
4.2%Decision denial rate-10.99 pts vs state
76.7%Origination rate+9.46 pts vs state
6.25%Median rate-0.38 pts vs state
0.07Rate spread (pts)-0.16 pts vs state
$90kMedian applicant income
254Loans originated
11Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 584 | 471 | 4.5% | 6.63% | #21 |
| 2024 | 436 | 352 | 4.6% | 6.50% | #35 |
| 2025 | 331 | 254 | 3.3% | 6.25% | #53 |
What Prosperity Home Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 163 | 131 | 3 | 1.8% |
| Douglas County | 66 | 48 | 1 | 1.5% |
| Sarpy County | 36 | 25 | 3 | 8.3% |
| Hall County | 11 | 9 | 0 | 0.0% |
| Jefferson County | 6 | 5 | 0 | 0.0% |
| Otoe County | 6 | 6 | 0 | 0.0% |
| Cass County | 5 | 4 | 0 | 0.0% |
| Gage County | 5 | 3 | 1 | 20.0% |
| Buffalo County | 4 | 3 | 0 | 0.0% |
| Saunders County | 4 | 4 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 331 applications in 2025, of which 254 were originated and 11 denied.
3.3% of all applications, or 4.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Prosperity Home Mortgage originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology