Flat Branch Mortgage in Nebraska vs the state
0.3%Denial rate-12.20 pts vs state
0.4%Decision denial rate-14.76 pts vs state
87.4%Origination rate+20.14 pts vs state
6.63%Median rate0.00 pts vs state
0.19Rate spread (pts)-0.03 pts vs state
$128kMedian applicant income
264Loans originated
1Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 31 | 4.6% | 6.88% | #127 |
| 2024 | 108 | 84 | 1.9% | 6.50% | #89 |
| 2025 | 302 | 264 | 0.3% | 6.63% | #57 |
What Flat Branch Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Flat Branch Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 191 | 173 | 0 | 0.0% |
| Sarpy County | 71 | 61 | 1 | 1.4% |
| Saunders County | 8 | 6 | 0 | 0.0% |
| Lancaster County | 8 | 8 | 0 | 0.0% |
| Cass County | 4 | 3 | 0 | 0.0% |
| Dodge County | 4 | 4 | 0 | 0.0% |
| Washington County | 4 | 3 | 0 | 0.0% |
| Otoe County | 3 | 2 | 0 | 0.0% |
| Garden County | 2 | 1 | 0 | 0.0% |
| Gage County | 2 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 302 applications in 2025, of which 264 were originated and 1 denied.
0.3% of all applications, or 0.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Flat Branch Mortgage originated in Nebraska in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Flat Branch Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology